Some
jobs are there which do not qualify for workers compensation benefits
because of the nature of the work or business. The part-time domestic
employees in private homes, newspaper carriers, real estate sales
agents, some agricultural workers, casual workers, sole proprietors,
partners, etc, are not eligible for worker compensation benefits.
Independent
contractors are not eligible for workers compensation as there are some
scenarios where an employer can classify a worker as an independent
contractor even though they will be working like an employee. You are
considered to be an employee if you are substantially controlled by your
company as to the conduct of work duties. If you are largely dependent
on your company or employer for completing your work duties, then you
can be termed as an employee and are allowed to apply for workers
compensation claim benefits.
In
most of cases the worker compensation benefits are paid out by the
employer’s insurance carrier. However in some selected states employers
can self-insure themselves and pay benefits on their own. But it is
being seen that a self insured company’s employer become liable for the
workers compensation benefits that are due to an injured worker. These
benefits are in form of all wages, medical expenses, transportation
costs to medical appointments, etc.
If
you are physically injured on the job which has led to mental suffering
and disability or psychiatric distress, then your employer or their
carrier is responsible for providing reimbursement for treatment. This
will include the cost of the trips to the psychiatrists or any
medication prescribed to treat a mental condition as a result of your
on-job injury.
If
you have any questions related to worker compensation insurance law in
Florida and want reliable as well as effective assistance, then visit C. Emory Cross’s.
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